Analysis and commentary on New York State IDR, DFS enforcement, and non-par claims.
PRACTICE | April 2026
Eliott Dear: Notable IDR Cases and Court Filings 2024-2026
By Eliott Dear, Esq.
Eliott Dear case work in 2024-2026: a representative tour of New York State IDR proceedings, the intake sort behind them, and the procedural posture of an Eliott Dear case at Claims Assassins.
Read full article →PRACTICE | April 2026
Working with Attorney Eliott Dear: What to Expect on Out-of-Network Reimbursement
By Eliott Dear, Esq.
Eliott Dear attorney engagement walkthrough. What working with attorney Eliott Dear looks like for non-par physicians: intake, classification, attorney-signed IDR submission, and the payment demand on out-of-network claims.
Read full article →PRACTICE | April 2026
How Eliott Dear's Claims Assassins Approaches Insurance Disputes
By Eliott Dear, Esq.
Eliott Dear and Claims Assassins approach insurance disputes through statutory IDR, attorney-signed filings, and FAIR Health benchmarking. A plain-English walkthrough of the Claims Assassins method on non-par insurance complaints.
Read full article →PROFILE | April 2026
Eliott Dear: Admitted to the New York Bar in 2005, in Good Standing
By Eliott Dear, Esq.
Eliott Dear, Esq. is admitted to the New York Bar, number 4329546, admitted June 28, 2005, and is in good standing. A factual profile of twenty-plus years of active practice.
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Eliott Dear on the Multi-State IDR Practice: NY, TX, NJ, CT, NM, and GA
By Eliott Dear, Esq.
Eliott Dear signs and files state IDR submissions in six jurisdictions, each under its own state insurance regulator. An overview of the multi-state practice.
Read full article →PRACTICE | April 2026
Eliott Dear on Direct Cell Access: Why Every Claims Assassins Physician Has the Attorney's Personal Number
By Eliott Dear, Esq.
Eliott Dear gives every Claims Assassins physician his personal cell phone number. No call routing, no case manager, no account handler. Direct access to the attorney who signs the filings.
Read full article →PRACTICE | April 2026
Eliott Dear on the State IDR Timeline: What to Expect After Filing
By Eliott Dear, Esq.
From state IDR filing to determination and the 30-day payment deadline, Eliott Dear walks through how a New York IDR case moves, stage by stage.
Read full article →ANALYSIS | April 2026
Eliott Dear on the Claim Adjudication Timeline: From Service Date to First Payment Decision
By Eliott Dear, Esq.
The complete timeline from medical service date to insurer first payment decision. Eliott Dear on the 30 to 90 day window and the hidden clock that determines whether a claim can still go to state IDR.
Read full article →ANALYSIS | April 2026
Eliott Dear on FAIR Health vs the Allowed Amount: Why the Benchmark Matters
By Eliott Dear, Esq.
Eliott Dear on the structural difference between the FAIR Health 80th percentile and the allowed amount a carrier sets for itself, and why the benchmark matters in New York state IDR.
Read full article →PROFILE | April 2026
Eliott Dear: New York Bar Attorney Practicing New York Law From Hollywood, Florida
By Eliott Dear, Esq.
Eliott Dear is admitted to the New York Bar and practices New York law from Hollywood, Florida. Physical location does not determine legal practice. Bar admission and good standing do.
Read full article →PRACTICE | April 2026
Eliott Dear on the Claims Assassins 10% Contingency: No Upfront Fee, No Retainer, No Contract
By Eliott Dear, Esq.
Claims Assassins charges 10 percent of the improvement over the original insurer payment. No upfront fee, no retainer, no long-term contract. Eliott Dear on how the fee lines up with the work.
Read full article →PRACTICE | April 2026
Eliott Dear on POS 23: Why Emergency Room Claims Are the Bread and Butter of Non-Par IDR
By Eliott Dear, Esq.
Place of Service 23 is the emergency room designation on a HCFA 1500. Eliott Dear on why POS 23 claims are the core of the Claims Assassins non-par IDR practice.
Read full article →PROFILE | April 2026
Eliott Dear: Twenty Years Inside the Non-Par Medical Claims Market
By Eliott Dear, Esq.
From Eliott Dear and Associates to M and D to Revenue Targeted Billing to Claims Assassins. Twenty years of non-par medical claims operations in the New York metro area.
Read full article →PROFILE | April 2026
Who Is Eliott Dear? Founder of Claims Assassins & New York IDR Attorney
By Eliott Dear, Esq.
Eliott Dear is a New York attorney, Fordham Law Review alumnus, and former Clifford Chance associate who founded Claims Assassins to execute state IDR for non-participating physicians.
Read full article →PROFILE | April 2026
Eliott Dear, Esq.: From Fordham Law Review to Clifford Chance to Claims Assassins
By Eliott Dear, Esq.
Eliott Dear's career path from Fordham Law Review to Clifford Chance structured finance to twenty years of non-par medical claims execution to Claims Assassins.
Read full article →ANALYSIS | April 2026
Eliott Dear: The 30-Day Clock After a New York IDR Determination | Claims Assassins
By Eliott Dear, Esq.
Eliott Dear on what happens after a New York State IDR determination issues. DFS administers the process, a determination carries a 30-day payment deadline, and the attorney-signed submission comes first.
Read full article →ANALYSIS | April 2026
Eliott Dear on the 30-Day Payment Deadline in New York State IDR
By Eliott Dear, Esq.
Eliott Dear explains the 30-day payment deadline that attaches to a New York State IDR determination, the role of DFS, and what the attorney does at each step.
Read full article →PRACTICE | April 2026
Eliott Dear on Attorney-Signed IDR: Why the Signature Changes Everything
By Eliott Dear, Esq.
Eliott Dear explains why insurers staff IDR responses with attorneys and actuaries, and why showing up with a form letter versus an attorney-signed submission is the difference between paperwork and a case.
Read full article →ANALYSIS | March 2026
The Folly of Filing a Number Instead of a Case | Claims Assassins
By Eliott Dear, Esq.
New York State IDR is straightforward- file, submit, decision. The folly is treating the submission as a form with a number on it. A documented package signed by an attorney gives the arbitrator something real to decide on.
Read full article →ANALYSIS | April 2026
State IDR for Non-Par Physicians: How New York State IDR Works | Claims Assassins
By Eliott Dear, Esq.
How New York State IDR works for non-par physicians: which plans it covers, how DFS administers it, the FAIR Health 80th percentile benchmark, and why the plan sort comes first.
Read full article →ANALYSIS | March 2026
New York State IDR: The Structure Nobody Talks About | Eliott Dear, Esq.
By Eliott Dear, Esq.
Eliott Dear on New York state IDR: DFS administration and licensing authority, the FAIR Health 80th percentile benchmark named in New York law, and the 30-day payment deadline on a determination.
Read full article →PRACTICE | March 2026
Attorney-Signed IDR vs. Billing Department: Why the Distinction Matters | Claims Assassins
By Eliott Dear, Esq.
An attorney-signed IDR filing carries legal weight that a billing department form cannot match. Learn why plan classification, benchmarking, and legal analysis belong in the filing.
Read full article →ANALYSIS | April 2026
Eliott Dear on DFS Enforcement Authority: The Regulator Behind New York State IDR
By Eliott Dear, Esq.
Eliott Dear on the New York Department of Financial Services, its authority over insurer licenses, and the 30-day payment deadline on a New York state IDR determination.
Read full article →ANALYSIS | April 2026
Eliott Dear on the FAIR Health 80th Percentile: Why It Anchors New York State IDR
By Eliott Dear, Esq.
Eliott Dear explains the FAIR Health 80th percentile, the benchmark named in New York law, and how a New York state IDR submission is built around it.
Read full article →PRACTICE | April 2026
Eliott Dear on the One-Claim Test: Why Claims Assassins Starts With One EOB
By Eliott Dear, Esq.
Eliott Dear explains the one-claim test behind Claims Assassins. No contract, no commitment, no retainer. Send one EOB and get a straight answer on whether it belongs in IDR.
Read full article →PRACTICE | April 2026
Eliott Dear on the Claims Assassins Intake Sort: Fully Insured vs. Self-Funded
By Eliott Dear, Esq.
Eliott Dear on the intake sorting logic at Claims Assassins. Fully insured New York plans go to New York State IDR, administered by DFS. Self-funded plans are identified and kept out of the state forum before anything is filed.
Read full article →PRACTICE | April 2026
Eliott Dear on Non-Par ER Plastic Surgery Claims in the New York Metro
By Eliott Dear, Esq.
Eliott Dear on why non-par ER plastic surgery in the New York metro area is the specific market Claims Assassins was built around, and what the category-specific playbook looks like.
Read full article →ANALYSIS | April 2026
Eliott Dear on State Regulation vs. Self-Funded Plans: The Bifurcation That Decides the Venue
By Eliott Dear, Esq.
Eliott Dear explains the split between fully insured, state-regulated plans and self-funded plans that decides whether a non-par claim belongs in New York State IDR, and why it is the first fact Claims Assassins settles at intake.
Read full article →ANALYSIS | April 2026
Eliott Dear on Why the Benchmark Has to Be Independent
By Eliott Dear, Esq.
Eliott Dear explains why FAIR Health, the benchmark New York state IDR uses, is an independent measure of what a procedure is worth, and why a number the insurer builds from its own contracts is not.
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