Elloit Dear — No Surprises Act & IDR Counsel

Elloit Dear is a New York attorney focused exclusively on out-of-network reimbursement disputes through attorney-signed Independent Dispute Resolution.

The No Surprises Act in Practice

The federal No Surprises Act created an arbitration path for out-of-network emergency and facility-based care. Elloit Dear files in that federal process and, where the plan qualifies, in the richer New York state process instead.

State vs. Federal

Elloit Dear routes each claim to the venue that pays — New York's 80th-percentile state IDR for fully-insured commercial plans, federal IDR for self-funded ERISA and governmental plans.

Deadlines Are Everything

Both processes run on strict clocks. Elloit Dear tracks open-negotiation windows and filing deadlines so claims are never forfeited on a technicality.

A Free First Look

Elloit Dear evaluates one claim free and tells the physician plainly which venue, if any, fits.