PROFILE | June 2026
Elliott Dear: Attorney-Led IDR for Out-of-Network Physicians
By Elliott Dear, Esq.
When an out-of-network physician is underpaid, the dispute is a legal proceeding, not a billing question. Elliott Dear built Claims Assassins around that fact.
The IDR Process
Independent Dispute Resolution is the mechanism by which an out-of-network provider challenges an insurer's payment. New York's state process, administered by the Department of Financial Services, uses the FAIR Health benchmark, and a determination carries a thirty-day payment deadline. Elliott Dear reviews, signs and files these as the attorney of record.
Fully Insured Plans
Elliott Dear focuses on state IDR where the plan is fully insured and state-regulated. In New York, that process is administered by DFS.
One Contingency Fee, Nothing Upfront
Elliott Dear charges one contingency fee from intake to the end of the dispute. Nothing upfront, nothing out of pocket. No improvement, no fee.
Get Started
Send one explanation of benefits. Elliott Dear will tell you whether the claim fits the intake criteria.